Mill State Insurance is a Minnesota based independent agency. By working with more then one insurance provider, we are better able to meet your needs. This is based on the fact that one size does not fit all. Insurance companies all perceive risk differently and price their products accordingly. This means that you the insured can take advantage of the perceived differences and get better rates for your unique situation.
Being Minnesota based allows us to understand the needs of our customers in Minnesota. The seasonality of our region can provide opportunities and challenges. We are familiar with recreational vehicles such as boats, RV's and motorcycles which might not be year around vehicles in our state. Our weather creates claims from storms or wind in the summer and ice in the winter. Again these special circumstances provide opportunity based on different insurers either pursuing certain types or insurance or understanding the risks better and giving lower pricing.
What all this means to you the costumer is that we look at multiple insurers and simply quote you the best price. Are you in need of boat insurance? Great we can help. Is the boat in MN and thus seasonal or in FL and year around? We can help with both but are more likely to get you the best rate on the seasonal as that is our strength.
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